Calculators for life, money and tax
Clear answers to money questions, country by country
Free, accurate calculators for salary, tax, benefits, health and everyday life. Pick your country to see figures that match your local rules.
0 - countries
0 - US states
0 - languages
| Gross salary | £35,000 |
| Income TaxPAYE, England/Wales/NI rates | -£4,486 |
| National InsuranceClass 1 employee, category A | -£1,794 |
| Take-home pay | £28,720 |
Live: UK take-home pay, 2025/26
Choose your country
Calculators are localised to each country’s rules, currency and tax year.
United Kingdom Income tax, National Insurance, VAT and benefits, in pounds. 
Ireland PAYE, USC, PRSI and VAT for Ireland, in euro. 
United States Federal and state paycheck, income tax and sales tax, in dollars. 
Germany Lohnsteuer, social contributions and VAT for Germany, in euro. 
France Income tax, social charges and TVA for France, in euro. 
Spain IRPF, social security and IVA for Spain, in euro. 
Italy IRPEF, contributions and IVA for Italy, in euro. 
Netherlands Payroll tax, contributions and BTW for the Netherlands, in euro. 
Poland PIT, ZUS and VAT for Poland, in zloty. 
Canada Canada · CAD 
Australia Australia · AUD 
New Zealand New Zealand · NZD 
Switzerland Schweiz · CHF 
Austria Österreich · EUR 
Belgium België · EUR 
Sweden Sverige · SEK 
Norway Norge · NOK 
Denmark Danmark · DKK 
Finland Suomi · EUR 
Luxembourg Luxembourg · EUR 
Japan 日本 · JPY Explore by category
Available in every country, localised to local rules and currency.
Family & Children Child benefit, parental support and the cost of raising a family. 
Work & Salary Take-home pay, social contributions and what a pay rise really adds. 
Taxes & Contributions Income tax, VAT and the deductions taken from what you earn. 
Benefits & Support Allowances and support payments you may be entitled to. 
Housing & Property Mortgages, buying costs and the price of a place to live. 
Health BMI, calories and the everyday numbers behind your health. 
Auto & Mobility Running a car, fuel costs and financing a vehicle. 
Finance & Credit Loans, savings, interest and growing your money over time. 
Everyday & Lifestyle Percentages, dates, tips and the small sums of daily life. Sourced & dated
Every money figure links to an official source and shows the date it applies to.
Free & private
No sign-up, no tracking of your inputs. Calculations run in your browser.
Plain and clear
Worked examples and a step-by-step method on every page, not just a number.
From the blog
All guides
United Kingdom UK Take-Home Pay 2025/26: Tax Bands and NI Explained A clear guide to UK take-home pay for 2025/26, covering gross vs net wages, income tax bands, National Insurance rates and what shapes your payslip. 
United States How Take-Home Pay Works in 2025: US Brackets and FICA Learn how 2025 US take-home pay works, from federal tax brackets and FICA to the standard deduction, with official IRS and SSA figures explained. 
Ireland Ireland Take-Home Pay 2025/2026: Tax Bands, USC and PRSI Understand how gross pay becomes net pay in Ireland for 2025, with the latest PAYE bands, USC rates, PRSI and tax credits explained simply. Frequently asked questions
Is National Calculators free to use? +
Yes. Every calculator is free with no sign-up. Calculations run in your browser, so the numbers you type are never sent to a server or stored.
How accurate are the figures? +
Country-specific calculators use official government and tax-authority figures. Each one links to its source and shows the tax year it applies to. They are estimates for general guidance, not financial, tax or legal advice.
Which countries are covered? +
National Calculators covers the United Kingdom, Ireland, the United States, Germany, France, Spain, Italy, the Netherlands and Poland, with more added over time. Universal tools like BMI, percentages and loan maths work everywhere.
What languages can I use it in? +
The site defaults to English and offers each country in its main local language. Switch language or country from the top navigation at any time.
Who is behind National Calculators? +
National Calculators is built and maintained by Vikas Dulgunde, a software engineer, with every money figure sourced from official publications and dated to the year it applies to.